Category Archives: Money

100 Words, 100 Days: Day 57. On Economics.

What I know about economics wouldn’t even fill the back of a very small postage stamp. I can’t tell the difference between hedge funds, trust funds, endowment mortgages and debenture schemes. The only thing I know about defaulting is when the time comes to lay the blame.

Default always lies at someone else’s door (if you pardon the pun). Someone with a bit more knowledge than I suggests that there’s a 98% certainty that Greece will not make its loan repayments within five years.

Default lies with those who gave it to them in the first place. Default was never theirs.



100 Words, 100 Days: Day 45. On Change.

Most of us have a pocket or purse full of loose change, yet we’ll pay for something small, like a bottle of Coke, with a twenty or larger. In this respect, we like change. We like how it rattles and chings in our pocket.

Most of us call for change, whether it’s of government policies or government itself. We demand change in our living circumstances.

But when change affects us directly, we don’t like it. We are averse to having less change that rattles and chings in our pockets and purses.

How does change affect your life? Or does it?

A Spam Sandwich – Hold The Sterling, Please

I got this in my mail just now. Luckily enough Gmail recognised it for what it is. Still, for a wee second I was almost (but not quite) interested.

Image c/o

UK Games Board
Victoria Square House,
Birmingham B2 4BP.
London, UK.
This Official Letter of Notification is displayed in the order of the 2012 Olympics Games that will next be held in London 2012 Opening date, 27 July 2012. Closing date, 12 August 2012. Your Email Address have won you the sum of One Million Pounds Sterling, your e-mail address was gotten through the United Kingdom Information Network Online (U.K.I.N.O)and your winning is attached to a Reference Number: BOGC/9887-44UK & Batch Number: 44/0091-BO1/GC2 been for the International Promotions Program.
Draws of Email Addresses was selected through a computer system from  Thirty Thousand email addresses across the world as part of the IPP and the winning sum for this draw is Five Million Pounds to be shared amound 5 eligible winners by receiving this notification. Send your claimaint details to the below contact for payment processing, data programming and further steps of claiming will be related with you by Mr. Perry Lyons.

Image c/o

Sex: | First Name: | Surname:| Occupation: |  Marital Status: |  Date of Birth: |  Residential |  Address: | Country of Origin: | Nationality/Citizenship: | Email: | Alternative Email: | Fax #:
Tel#: | Cell#:.
Mr. Perry Lyons
Tel: +44 702 402 7924
This program is promoted and sponsored by allot of partnerships such as: Acer, Cocacola,DOW,Panasonic, P&G, Samsung, Visa, Addidas, BMW, British Airways, e.t.c. Please Quote your Reference and Batch numbers and avoid unnecessary delay/complications, all funds that are unclaimed within 2 weeks of notification will be revoke. We also advise that you keep your winning information very confidential as our security policy demands to avoid double claims/impersonation and unwarranted abuse of this program by unscrupulous element.
UK Tele Raff
Copy Right 2010
Message-ID: <B898634359A1402FA4B8F770F70D70EA.MAI@home>

If any of you feel like chancing your arm and somehow get lucky, just get me a ticket to the States. You can hang on to the rest.


Now I can order online

Here wego!

I’m useless with money. Not other people’s money, just my own. If you asked me to mind money for you, I would guard it with my life. The amount wouldn’t matter. In fact, if you want me to become treasurer of whatever organisation you’re part of, I’m your man. I fear no audit. I am whiter than snow. I sleep well when it comes to other people’s money.

When it comes to my own I have nightmares.

I had a credit card once. I maxed it out within a week and spent the better part of three years paying it all off. Needless to say, I will not go near credit cards, not for a long time anyway.

The downside of this is my inability to order online. I used my brother’s card for a while, but that was an inconvenience for both of us. He urged me to try out Payzone. It’s a debit card I can use online, provided I have the necessary funds in the account.

The advantages are:

  1. I can now order books from, Barnes & Noble, Powells etc.
  2. I can top up my account by going into any shop that has a Payzone sign displayed.
  3. I can manage my account. If I have no funds, I can’t use it. I cannot, therefore, overspend.
  4. I can book concert tickets, train journeys and air flights.
  5. I can take it with me wherever I go and use it like an ATM card.
  6. I no longer have to inconvenience my brother.

So now I can top up and spend what I need to on products I should have bought the day they came out. That means if any of my writer friends have had books published, I can now buy them. Not all at once, though. One a week should do it.

After all, I’m not made of money, am I?